Why Travel Insurance is Essential for Your Next Trip Abroad – SafetyWing
Traveling abroad is an exhilarating experience, filled with new cultures, cuisines, and adventures. Heck, that’s why we quit our corporate jobs to do it full time! Seriously, here’s our story.
However, amidst all the excitement, it’s crucial to consider the practical aspects of your journey. One of the most important yet often overlooked aspects is travel insurance.
In this sponsored blog post, we’ll explore why travel insurance is essential and how SafetyWing’s Nomad Insurance can offer you peace of mind during your travels.
What is Travel Insurance?
Travel insurance is a safety net that provides coverage for various unexpected incidents that might occur while you’re away from home. This includes medical emergencies, trip cancellations, lost luggage, and other travel-related mishaps.
Having a comprehensive travel insurance policy ensures that you are financially protected and supported in case things don’t go as planned.
How do you buy Travel Insurance?
One of the best SafetyWing‘s program is that you can sign up for their Nomad Insurance before you depart or at any point during your journey abroad.
We would recommend buying it before you leave for your trip as you never know when an emergency might happen! As the saying goes, It’s always better to be safe, than sorry.
Does SafetyWing offer global coverage?
Yes! You can travel with continuous coverage across 180+ countries with SafetyWing. Do note that US coverage is extra.
What does the SafetyWing insurance claim process look like?
For those new to insurance lingo, An insurance claim is a formal request from the policyholder to their insurance company asking for payment after a covered incident, such as a hospital stay, a natural disaster, theft, and more.
SafetyWing made the process extremely simple, you tell them what happened and submit supporting documents to get your money back. No wild goose chases here!
Does SafetyWing offer 24/7 Human Support?
Absolutely! Their friendly care specialist respond in less than a minute via live chat, 24/7/365.
What does Travel Insurance Cover?
This is a great questions! First off, not all Travel Insurance covers the same things so make sure that the insurance policy you are buying will cover anything and everything you might encounter on your trip.
Once again, this is why we put our trust in SafetyWing as we know they cover everything, and then plus some!
Medical Emergencies
One of the most compelling reasons to invest in travel insurance is to cover medical emergencies. When you’re in a foreign country, you might not be familiar with the healthcare system, and medical expenses can be exorbitant.
Whether it’s a sudden illness, an accident, or a pre-existing condition that requires attention, travel insurance ensures that you can receive necessary medical care without the burden of unexpected costs.
Case Study: Medical Emergency in a Foreign Land
Imagine you’re trekking in the mountains of Nepal and you suddenly suffer a severe injury. Without travel insurance, you would be responsible for all medical expenses, including hospital stays, treatments, and potentially even medical evacuation back to your home country.
With SafetyWing’s Nomad Insurance, these costs would be covered, allowing you to focus on recovery rather than financial strain.
Trip Cancellations and Interruptions
Life is unpredictable, and sometimes plans change. Trip cancellations and interruptions can happen due to various reasons such as illness, natural disasters, or even political unrest.
Without SafetyWing‘s travel insurance, you could lose a significant amount of money on non-refundable flights, accommodations, and tours.
Peace of Mind with Trip Protection
SafetyWing’s Nomad Insurance offers coverage for trip cancellations and interruptions, providing reimbursement for non-refundable expenses. This means that if you have to cancel or cut short your trip for a covered reason, you won’t be left out of pocket. This coverage provides peace of mind, knowing that your investment in your travel plans is protected.
Lost or Delayed Baggage
Another common travel issue is lost or delayed baggage. Arriving at your destination without your belongings can be incredibly frustrating and inconvenient. Travel insurance can compensate for the delay, allowing you to purchase essential items while you wait for your luggage to arrive.
This actually happened to us on our last trip to Japan! We landed in Narita Airport (one of the two main international airports that serve Tokyo) and our luggage was sitting in Chicago. We made the plane to Tokyo but our luggage decided it was not done seeing the windy city.
Thanks to Travel Insurance we were able to go on a little shopping spree until our luggage arrived later the next day.
Coverage for Your Belongings
With SafetyWing’s Nomad Insurance, you are covered for lost, stolen, or damaged baggage and personal belongings. This ensures that even if your luggage is misplaced, you can replace necessary items and continue enjoying your trip with minimal disruption.
Emergency Evacuation
In the event of a serious medical emergency, sometimes the best course of action is to be evacuated to a better-equipped medical facility. This can be an incredibly complex and expensive process, involving air ambulances and specialized medical care.
SafetyWing’s Comprehensive Coverage
SafetyWing’s Nomad Insurance includes coverage for emergency medical evacuation, ensuring that you can be transported to the nearest suitable medical facility or even repatriated to your home country if necessary.
This is a critical feature that can save you tens of thousands of dollars and ensure you receive the best possible care.
What happens if you die on your trip?
In the absolute worst case scenario, SafetyWing will transport your body home or provide a local burial if you die.
Personal Liability
Accidents can happen, and sometimes they involve other people. If you accidentally cause injury to someone else or damage someone’s property, you could be held legally and financially responsible.
Protecting Yourself from Legal Hassles
Travel insurance with personal liability coverage protects you in such scenarios, covering legal expenses and any compensation you might be required to pay.
SafetyWing’s Nomad Insurance includes personal liability coverage, ensuring you are protected from unexpected legal troubles while abroad.
Additional Benefits of SafetyWing’s Nomad Insurance
SafetyWing’s Nomad Insurance is designed with the modern traveler in mind, offering a range of benefits that make it a standout choice for travel insurance. Here are a few additional features that highlight its value:
Flexible Subscription Model
Unlike traditional travel insurance, SafetyWing operates on a subscription model, allowing you to pay monthly and cancel anytime. This flexibility is perfect for long-term travelers and digital nomads who need ongoing coverage without being tied to a long-term contract.
Coverage for COVID-19
In today’s world, COVID-19 coverage is a must. SafetyWing’s Nomad Insurance includes coverage for COVID-19-related medical expenses and quarantine accommodations, ensuring you are protected in the event of infection during your travels.
Worldwide Coverage with Home Country Visits
SafetyWing provides worldwide coverage, including limited coverage in your home country, making it an ideal choice for travelers who frequently return home or visit multiple countries during their trip.
24/7 Support and Easy Claims Process
Customer support is available 24/7, ensuring you can get help whenever you need it. The claims process is straightforward and can be completed online, providing a hassle-free experience when you need to make a claim.
What does SafetyWing not cover?
SafetyWing exclusions include high-risk or professional sport activity, pre-existing conditions, cancer treatment, lost or stolen personal belongings, and trips that were cancelled before you left.
Conclusion: Travel Insurance is Essential for Your Next Trip Abroad as it allows you to travel with confidence
Travel insurance is an essential component of any travel plan, offering protection and peace of mind in the face of unexpected events.
With SafetyWing’s Nomad Insurance, you can travel confidently, knowing that you are covered for medical emergencies, trip cancellations, lost baggage, and more.
Don’t let unforeseen circumstances ruin your adventure—invest in travel insurance and enjoy your journey with confidence.
Want more information or have additional questions? Check out SafetyWing here!
